The Federal Savings Bank in Kansas vs the state
8.3%Denial rate-6.75 pts vs state
18.5%Decision denial rate+0.18 pts vs state
35.9%Origination rate-27.96 pts vs state
6.38%Median rate-0.25 pts vs state
0.38Rate spread (pts)+0.08 pts vs state
$84kMedian applicant income
52Loans originated
12Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 128 | 47 | 12.5% | 6.75% | #114 |
| 2024 | 117 | 40 | 13.7% | 6.38% | #138 |
| 2025 | 145 | 52 | 8.3% | 6.38% | #130 |
What The Federal Savings Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 36 | 11 | 2 | 5.6% |
| Johnson County | 21 | 8 | 2 | 9.5% |
| Shawnee County | 13 | 6 | 1 | 7.7% |
| Wyandotte County | 11 | 3 | 2 | 18.2% |
| Leavenworth County | 10 | 3 | 0 | 0.0% |
| Cowley County | 8 | 3 | 0 | 0.0% |
| Geary County | 6 | 1 | 2 | 33.3% |
| Butler County | 5 | 2 | 0 | 0.0% |
| Miami County | 3 | 1 | 1 | 33.3% |
| Linn County | 3 | 1 | 1 | 33.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 145 applications in 2025, of which 52 were originated and 12 denied.
8.3% of all applications, or 18.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans The Federal Savings Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology