The Federal Savings Bank in Alaska vs the state
10.9%Denial rate-3.09 pts vs state
23.2%Decision denial rate+5.23 pts vs state
32.8%Origination rate-27.91 pts vs state
6.25%Median rate-0.19 pts vs state
0.21Rate spread (pts)+0.08 pts vs state
$101kMedian applicant income
39Loans originated
13Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 36 | 13.5% | 6.31% | #34 |
| 2024 | 109 | 38 | 8.3% | 6.19% | #36 |
| 2025 | 119 | 39 | 10.9% | 6.25% | #38 |
What The Federal Savings Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 49 | 13 | 5 | 10.2% |
| Matanuska-Susitna Borough | 33 | 13 | 2 | 6.1% |
| Fairbanks North Star Borough | 16 | 6 | 4 | 25.0% |
| Kenai Peninsula Borough | 6 | 2 | 0 | 0.0% |
| Juneau City and Borough | 5 | 2 | 0 | 0.0% |
| Ketchikan Gateway Borough | 4 | 0 | 1 | 25.0% |
| Kodiak Island Borough | 3 | 2 | 0 | 0.0% |
| Sitka City and Borough | 1 | 0 | 0 | 0.0% |
| Nome Census Area | 1 | 1 | 0 | 0.0% |
| Chugach Census Area | 1 | 0 | 1 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 119 applications in 2025, of which 39 were originated and 13 denied.
10.9% of all applications, or 23.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans The Federal Savings Bank originated in Alaska in 2025 was 6.25%, against a statewide median of 6.44%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology