The Farmers State Bank · Ohio · 2025

The Farmers State Bank in Ohio: approval rate, denial rate and rates (2025)

The Farmers State Bank took 93 mortgage applications in Ohio in 2025, ranking #334 of 1,092 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

93Applicationsin OH
0.0%Decision denial ratestate 21.9%
Median ratestate 6.88%
$155,000Median loanstate $155,000
$18MVolume11 counties

The Farmers State Bank in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
100.0%Origination rate+40.10 pts vs state
Median rate
Rate spread (pts)
$103kMedian applicant income
93Loans originated
0Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202381751.2%#328
202478751.3%#342
202593930.0%#334

What The Farmers State Bank lends in Ohio

By loan purpose

Home purchase 71 76% · 0.0% denied
Refinance 11 12% · 0.0% denied
Cash-out refinance 5 5% · 0.0% denied
Home improvement 6 6% · 0.0% denied

By loan type

Conventional 93 100% · 0.0% denied

Where in Ohio

Counties with the most The Farmers State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Darke County 47470 0.0%
Preble County 16160 0.0%
Montgomery County 11110 0.0%
Miami County 880 0.0%
Seneca County 330 0.0%
Clinton County 220 0.0%
Warren County 220 0.0%
Logan County 110 0.0%
Auglaize County 110 0.0%
Ottawa County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 93 applications in 2025, of which 93 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Farmers State Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology