The Croghan Colonial Bank in Ohio vs the state
8.0%Denial rate-9.65 pts vs state
9.9%Decision denial rate-11.95 pts vs state
71.0%Origination rate+11.08 pts vs state
—Median rate
—Rate spread (pts)
$78kMedian applicant income
159Loans originated
18Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 233 | 166 | 8.2% | 6.38% | #198 |
| 2024 | 213 | 151 | 7.5% | — | #208 |
| 2025 | 224 | 159 | 8.0% | — | #219 |
What The Croghan Colonial Bank lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most The Croghan Colonial Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sandusky County | 83 | 58 | 8 | 9.6% |
| Ottawa County | 43 | 28 | 4 | 9.3% |
| Lucas County | 29 | 24 | 2 | 6.9% |
| Seneca County | 14 | 10 | 1 | 7.1% |
| Huron County | 12 | 8 | 2 | 16.7% |
| Cuyahoga County | 9 | 5 | 0 | 0.0% |
| Lorain County | 9 | 5 | 0 | 0.0% |
| Erie County | 8 | 7 | 0 | 0.0% |
| Wood County | 7 | 4 | 1 | 14.3% |
| Summit County | 2 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 224 applications in 2025, of which 159 were originated and 18 denied.
8.0% of all applications, or 9.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Croghan Colonial Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology