The Bank of Fayette County in Mississippi vs the state
11.5%Denial rate-11.38 pts vs state
11.5%Decision denial rate-16.91 pts vs state
84.6%Origination rate+31.75 pts vs state
—Median rate
—Rate spread (pts)
$143kMedian applicant income
22Loans originated
3Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 18 | 11.5% | 7.77% | #204 |
| 2024 | 31 | 25 | 3.2% | 8.50% | #200 |
| 2025 | 26 | 22 | 11.5% | — | #223 |
What The Bank of Fayette County lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most The Bank of Fayette County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marshall County | 11 | 10 | 0 | 0.0% |
| DeSoto County | 4 | 4 | 0 | 0.0% |
| Tishomingo County | 4 | 4 | 0 | 0.0% |
| Prentiss County | 1 | 0 | 1 | 100.0% |
| Panola County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
| Tate County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Alcorn County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 26 applications in 2025, of which 22 were originated and 3 denied.
11.5% of all applications, or 11.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bank of Fayette County's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology