Texas National Bank of Jacksonville in Texas vs the state
15.9%Denial rate-3.49 pts vs state
16.3%Decision denial rate-8.56 pts vs state
71.5%Origination rate+16.62 pts vs state
—Median rate
—Rate spread (pts)
$127kMedian applicant income
148Loans originated
33Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 247 | 206 | 8.1% | — | #359 |
| 2024 | 192 | 144 | 15.6% | — | #407 |
| 2025 | 207 | 148 | 15.9% | — | #410 |
What Texas National Bank of Jacksonville lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Texas National Bank of Jacksonville applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Smith County | 71 | 55 | 7 | 9.9% |
| Cherokee County | 33 | 20 | 6 | 18.2% |
| Harrison County | 22 | 13 | 6 | 27.3% |
| Van Zandt County | 21 | 17 | 4 | 19.0% |
| Gregg County | 19 | 14 | 4 | 21.1% |
| Rusk County | 7 | 5 | 1 | 14.3% |
| Angelina County | 6 | 6 | 0 | 0.0% |
| Wood County | 4 | 2 | 1 | 25.0% |
| Henderson County | 4 | 2 | 1 | 25.0% |
| Lubbock County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 207 applications in 2025, of which 148 were originated and 33 denied.
15.9% of all applications, or 16.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Texas National Bank of Jacksonville's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology