Texana Bank in Missouri vs the state
8.3%Denial rate-6.81 pts vs state
32.3%Decision denial rate+13.56 pts vs state
14.1%Origination rate-48.61 pts vs state
6.00%Median rate-0.63 pts vs state
-0.15Rate spread (pts)-0.50 pts vs state
$78kMedian applicant income
17Loans originated
10Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 0 | 28.1% | — | #377 |
| 2024 | 83 | 27 | 10.8% | 6.25% | #267 |
| 2025 | 121 | 17 | 8.3% | 6.00% | #247 |
What Texana Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 22 | 1 | 2 | 9.1% |
| Jackson County | 11 | 3 | 0 | 0.0% |
| St. Charles County | 9 | 0 | 1 | 11.1% |
| Greene County | 7 | 2 | 1 | 14.3% |
| Jefferson County | 7 | 0 | 0 | 0.0% |
| St. Louis city | 6 | 0 | 0 | 0.0% |
| Jasper County | 6 | 0 | 2 | 33.3% |
| Clay County | 6 | 2 | 0 | 0.0% |
| Cass County | 5 | 1 | 0 | 0.0% |
| Warren County | 3 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 121 applications in 2025, of which 17 were originated and 10 denied.
8.3% of all applications, or 32.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Texana Bank originated in Missouri in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology