Telcoe Federal Credit Union in Arkansas vs the state
4.0%Denial rate-14.16 pts vs state
4.4%Decision denial rate-18.78 pts vs state
88.7%Origination rate+31.88 pts vs state
6.06%Median rate-0.56 pts vs state
0.11Rate spread (pts)-0.23 pts vs state
$116kMedian applicant income
110Loans originated
5Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 69 | 7.6% | 6.50% | #163 |
| 2024 | 90 | 75 | 4.4% | 6.38% | #156 |
| 2025 | 124 | 110 | 4.0% | 6.06% | #138 |
What Telcoe Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Telcoe Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 42 | 37 | 2 | 4.8% |
| Saline County | 14 | 10 | 1 | 7.1% |
| Pope County | 7 | 6 | 0 | 0.0% |
| Faulkner County | 6 | 6 | 0 | 0.0% |
| Garland County | 5 | 5 | 0 | 0.0% |
| Lonoke County | 5 | 5 | 0 | 0.0% |
| Independence County | 5 | 4 | 1 | 20.0% |
| Grant County | 5 | 5 | 0 | 0.0% |
| Baxter County | 4 | 4 | 0 | 0.0% |
| Benton County | 3 | 3 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 124 applications in 2025, of which 110 were originated and 5 denied.
4.0% of all applications, or 4.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Telcoe Federal Credit Union originated in Arkansas in 2025 was 6.06%, against a statewide median of 6.63%.
About this data. Figures are Telcoe Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology