TAPCO Credit Union in Washington vs the state
20.4%Denial rate+4.76 pts vs state
21.2%Decision denial rate+1.66 pts vs state
70.1%Origination rate+9.01 pts vs state
—Median rate
—Rate spread (pts)
$135kMedian applicant income
206Loans originated
60Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 371 | 271 | 18.9% | — | #110 |
| 2024 | 312 | 221 | 18.9% | — | #130 |
| 2025 | 294 | 206 | 20.4% | — | #152 |
What TAPCO Credit Union lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most TAPCO Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 241 | 167 | 51 | 21.2% |
| King County | 18 | 11 | 5 | 27.8% |
| Kitsap County | 7 | 6 | 0 | 0.0% |
| Thurston County | 7 | 6 | 0 | 0.0% |
| Snohomish County | 5 | 4 | 1 | 20.0% |
| Grays Harbor County | 4 | 2 | 1 | 25.0% |
| Mason County | 3 | 3 | 0 | 0.0% |
| Yakima County | 2 | 2 | 0 | 0.0% |
| Cowlitz County | 2 | 1 | 1 | 50.0% |
| Okanogan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 294 applications in 2025, of which 206 were originated and 60 denied.
20.4% of all applications, or 21.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are TAPCO Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology