Tammac Holdings in Ohio vs the state
70.8%Denial rate+53.11 pts vs state
71.0%Decision denial rate+49.09 pts vs state
10.7%Origination rate-49.19 pts vs state
9.10%Median rate+2.22 pts vs state
3.44Rate spread (pts)+3.05 pts vs state
$57kMedian applicant income
44Loans originated
291Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 301 | 22 | 69.4% | 11.25% | #159 |
| 2024 | 111 | 20 | 72.1% | 10.80% | #295 |
| 2025 | 411 | 44 | 70.8% | 9.10% | #161 |
What Tammac Holdings lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 31 | 1 | 23 | 74.2% |
| Champaign County | 30 | 3 | 23 | 76.7% |
| Ashtabula County | 25 | 1 | 21 | 84.0% |
| Franklin County | 20 | 2 | 17 | 85.0% |
| Clermont County | 18 | 2 | 15 | 83.3% |
| Hamilton County | 15 | 1 | 10 | 66.7% |
| Geauga County | 14 | 4 | 7 | 50.0% |
| Portage County | 14 | 5 | 8 | 57.1% |
| Stark County | 12 | 0 | 11 | 91.7% |
| Cuyahoga County | 12 | 1 | 9 | 75.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 411 applications in 2025, of which 44 were originated and 291 denied.
70.8% of all applications, or 71.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Tammac Holdings originated in Ohio in 2025 was 9.10%, against a statewide median of 6.88%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology