Tammac Holdings in Delaware vs the state
62.9%Denial rate+44.74 pts vs state
62.9%Decision denial rate+40.17 pts vs state
17.7%Origination rate-41.45 pts vs state
9.60%Median rate+2.97 pts vs state
3.63Rate spread (pts)+3.36 pts vs state
$57kMedian applicant income
11Loans originated
39Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 12 | 51.2% | 10.30% | #109 |
| 2024 | 32 | 9 | 53.1% | 10.20% | #145 |
| 2025 | 62 | 11 | 62.9% | 9.60% | #104 |
What Tammac Holdings lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 28 | 7 | 18 | 64.3% |
| Sussex County | 21 | 3 | 14 | 66.7% |
| Kent County | 13 | 1 | 7 | 53.8% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 62 applications in 2025, of which 11 were originated and 39 denied.
62.9% of all applications, or 62.9% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Tammac Holdings originated in Delaware in 2025 was 9.60%, against a statewide median of 6.63%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology