Sunflower Bank in Washington vs the state
3.7%Denial rate-12.00 pts vs state
4.8%Decision denial rate-14.79 pts vs state
72.7%Origination rate+11.62 pts vs state
6.49%Median rate-0.13 pts vs state
0.19Rate spread (pts)0.00 pts vs state
$111kMedian applicant income
697Loans originated
35Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 786 | 548 | 3.9% | 6.49% | #64 |
| 2024 | 831 | 588 | 4.2% | 6.63% | #65 |
| 2025 | 959 | 697 | 3.7% | 6.49% | #65 |
What Sunflower Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Sunflower Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spokane County | 675 | 498 | 25 | 3.7% |
| Clark County | 76 | 57 | 0 | 0.0% |
| Stevens County | 55 | 38 | 2 | 3.6% |
| Pierce County | 35 | 21 | 1 | 2.9% |
| King County | 18 | 14 | 0 | 0.0% |
| Pend Oreille County | 15 | 11 | 1 | 6.7% |
| Lincoln County | 14 | 8 | 2 | 14.3% |
| Cowlitz County | 9 | 6 | 0 | 0.0% |
| Snohomish County | 8 | 7 | 0 | 0.0% |
| Walla Walla County | 8 | 6 | 1 | 12.5% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 959 applications in 2025, of which 697 were originated and 35 denied.
3.7% of all applications, or 4.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Sunflower Bank originated in Washington in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology