Sun West Mortgage Company in Washington vs the state
14.8%Denial rate-0.87 pts vs state
16.8%Decision denial rate-2.74 pts vs state
56.7%Origination rate-4.36 pts vs state
5.88%Median rate-0.75 pts vs state
-0.31Rate spread (pts)-0.50 pts vs state
$118kMedian applicant income
165Loans originated
43Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 64 | 24.4% | 6.38% | #176 |
| 2024 | 190 | 90 | 20.0% | 6.00% | #173 |
| 2025 | 291 | 165 | 14.8% | 5.88% | #154 |
What Sun West Mortgage Company lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 55 | 36 | 7 | 12.7% |
| King County | 39 | 23 | 2 | 5.1% |
| Spokane County | 26 | 14 | 3 | 11.5% |
| Thurston County | 23 | 12 | 7 | 30.4% |
| Snohomish County | 20 | 9 | 3 | 15.0% |
| Kitsap County | 16 | 8 | 2 | 12.5% |
| Yakima County | 14 | 8 | 2 | 14.3% |
| Mason County | 12 | 5 | 4 | 33.3% |
| Clark County | 12 | 7 | 1 | 8.3% |
| Benton County | 11 | 8 | 3 | 27.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 291 applications in 2025, of which 165 were originated and 43 denied.
14.8% of all applications, or 16.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Sun West Mortgage Company originated in Washington in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology