Sun West Mortgage Company in Ohio vs the state
10.9%Denial rate-6.80 pts vs state
12.5%Decision denial rate-9.43 pts vs state
61.1%Origination rate+1.24 pts vs state
6.36%Median rate-0.52 pts vs state
0.21Rate spread (pts)-0.17 pts vs state
$80kMedian applicant income
247Loans originated
44Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 78 | 23.9% | 6.84% | #236 |
| 2024 | 241 | 148 | 10.4% | 6.25% | #192 |
| 2025 | 404 | 247 | 10.9% | 6.36% | #164 |
What Sun West Mortgage Company lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 44 | 33 | 8 | 18.2% |
| Franklin County | 42 | 25 | 5 | 11.9% |
| Cuyahoga County | 42 | 25 | 5 | 11.9% |
| Butler County | 34 | 21 | 3 | 8.8% |
| Montgomery County | 20 | 8 | 3 | 15.0% |
| Warren County | 19 | 10 | 1 | 5.3% |
| Stark County | 15 | 8 | 3 | 20.0% |
| Summit County | 15 | 10 | 0 | 0.0% |
| Delaware County | 12 | 11 | 0 | 0.0% |
| Medina County | 9 | 5 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 404 applications in 2025, of which 247 were originated and 44 denied.
10.9% of all applications, or 12.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Sun West Mortgage Company originated in Ohio in 2025 was 6.36%, against a statewide median of 6.88%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology