Sun West Mortgage Company in Kansas vs the state
6.8%Denial rate-8.25 pts vs state
7.3%Decision denial rate-10.96 pts vs state
76.3%Origination rate+12.45 pts vs state
6.38%Median rate-0.25 pts vs state
0.22Rate spread (pts)-0.08 pts vs state
$115kMedian applicant income
135Loans originated
12Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 43 | 20.3% | 6.75% | #165 |
| 2024 | 85 | 57 | 12.9% | 6.63% | #167 |
| 2025 | 177 | 135 | 6.8% | 6.38% | #111 |
What Sun West Mortgage Company lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 84 | 68 | 3 | 3.6% |
| Sedgwick County | 42 | 32 | 7 | 16.7% |
| Wyandotte County | 8 | 6 | 1 | 12.5% |
| Leavenworth County | 7 | 4 | 0 | 0.0% |
| Butler County | 6 | 4 | 0 | 0.0% |
| Douglas County | 4 | 4 | 0 | 0.0% |
| Shawnee County | 4 | 3 | 0 | 0.0% |
| Miami County | 4 | 4 | 0 | 0.0% |
| Cowley County | 3 | 0 | 0 | 0.0% |
| Harvey County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 177 applications in 2025, of which 135 were originated and 12 denied.
6.8% of all applications, or 7.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Sun West Mortgage Company originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology