SUN Federal Credit Union in Ohio vs the state
13.6%Denial rate-4.13 pts vs state
14.4%Decision denial rate-7.48 pts vs state
80.1%Origination rate+20.18 pts vs state
7.63%Median rate+0.75 pts vs state
1.30Rate spread (pts)+0.92 pts vs state
$93kMedian applicant income
378Loans originated
64Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 402 | 267 | 16.7% | 8.25% | #136 |
| 2024 | 395 | 289 | 18.5% | 7.75% | #143 |
| 2025 | 472 | 378 | 13.6% | 7.63% | #145 |
What SUN Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most SUN Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 292 | 235 | 39 | 13.4% |
| Wood County | 97 | 87 | 4 | 4.1% |
| Ottawa County | 29 | 26 | 2 | 6.9% |
| Fulton County | 13 | 11 | 2 | 15.4% |
| Sandusky County | 7 | 7 | 0 | 0.0% |
| Henry County | 4 | 3 | 0 | 0.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Seneca County | 1 | 1 | 0 | 0.0% |
| Licking County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 472 applications in 2025, of which 378 were originated and 64 denied.
13.6% of all applications, or 14.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans SUN Federal Credit Union originated in Ohio in 2025 was 7.63%, against a statewide median of 6.88%.
About this data. Figures are SUN Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology