Summit Mortgage in Wisconsin vs the state
2.6%Denial rate-11.38 pts vs state
3.3%Decision denial rate-13.03 pts vs state
76.3%Origination rate+8.17 pts vs state
6.56%Median rate-0.06 pts vs state
0.36Rate spread (pts)+0.24 pts vs state
$78kMedian applicant income
58Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 48 | 3.5% | 6.88% | #285 |
| 2024 | 60 | 48 | 11.7% | 6.63% | #298 |
| 2025 | 76 | 58 | 2.6% | 6.56% | #287 |
What Summit Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Summit Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 25 | 22 | 0 | 0.0% |
| Polk County | 12 | 8 | 0 | 0.0% |
| St. Croix County | 9 | 7 | 0 | 0.0% |
| Burnett County | 4 | 4 | 0 | 0.0% |
| Pierce County | 4 | 3 | 0 | 0.0% |
| Washburn County | 3 | 1 | 0 | 0.0% |
| Racine County | 3 | 1 | 0 | 0.0% |
| Door County | 2 | 1 | 1 | 50.0% |
| Winnebago County | 2 | 2 | 0 | 0.0% |
| Sawyer County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 76 applications in 2025, of which 58 were originated and 2 denied.
2.6% of all applications, or 3.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Summit Mortgage originated in Wisconsin in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Summit Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology