Stride Bank in Kansas vs the state
8.6%Denial rate-6.48 pts vs state
10.9%Decision denial rate-7.41 pts vs state
69.2%Origination rate+5.41 pts vs state
6.75%Median rate+0.13 pts vs state
0.30Rate spread (pts)0.00 pts vs state
$122kMedian applicant income
81Loans originated
10Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 0.0% | 6.44% | #348 |
| 2024 | 110 | 85 | 7.3% | 6.63% | #144 |
| 2025 | 117 | 81 | 8.6% | 6.75% | #151 |
What Stride Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Stride Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 67 | 46 | 6 | 9.0% |
| Miami County | 19 | 13 | 1 | 5.3% |
| Wyandotte County | 12 | 8 | 0 | 0.0% |
| Leavenworth County | 6 | 5 | 1 | 16.7% |
| Franklin County | 3 | 2 | 0 | 0.0% |
| Sedgwick County | 2 | 2 | 0 | 0.0% |
| Shawnee County | 1 | 0 | 1 | 100.0% |
| Doniphan County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 0 | 0 | 0.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 117 applications in 2025, of which 81 were originated and 10 denied.
8.6% of all applications, or 10.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Stride Bank originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Stride Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology