Stonewood Home Lending in Texas vs the state
1.5%Denial rate-17.98 pts vs state
1.7%Decision denial rate-23.16 pts vs state
81.7%Origination rate+26.82 pts vs state
5.75%Median rate-0.75 pts vs state
-0.09Rate spread (pts)-0.28 pts vs state
$100kMedian applicant income
451Loans originated
8Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 324 | 232 | 4.6% | 6.38% | #313 |
| 2024 | 389 | 303 | 1.3% | 5.88% | #284 |
| 2025 | 552 | 451 | 1.5% | 5.75% | #247 |
What Stonewood Home Lending lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Stonewood Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hidalgo County | 394 | 324 | 7 | 1.8% |
| Cameron County | 94 | 82 | 1 | 1.1% |
| Webb County | 47 | 29 | 0 | 0.0% |
| Bexar County | 11 | 11 | 0 | 0.0% |
| Comal County | 2 | 2 | 0 | 0.0% |
| Guadalupe County | 1 | 1 | 0 | 0.0% |
| Ector County | 1 | 1 | 0 | 0.0% |
| Travis County | 1 | 1 | 0 | 0.0% |
| Fort Bend County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 552 applications in 2025, of which 451 were originated and 8 denied.
1.5% of all applications, or 1.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Stonewood Home Lending originated in Texas in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Stonewood Home Lending's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology