Stone Meadow Lending in Texas vs the state
3.7%Denial rate-15.78 pts vs state
4.3%Decision denial rate-20.63 pts vs state
81.8%Origination rate+26.88 pts vs state
5.75%Median rate-0.75 pts vs state
-0.42Rate spread (pts)-0.61 pts vs state
$111kMedian applicant income
381Loans originated
17Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 440 | 327 | 4.6% | 6.13% | #266 |
| 2025 | 466 | 381 | 3.7% | 5.75% | #273 |
What Stone Meadow Lending lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Stone Meadow Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 124 | 105 | 4 | 3.2% |
| Bexar County | 106 | 87 | 2 | 1.9% |
| Liberty County | 51 | 38 | 1 | 2.0% |
| Harris County | 51 | 44 | 1 | 2.0% |
| Fort Bend County | 43 | 35 | 2 | 4.7% |
| Waller County | 38 | 28 | 7 | 18.4% |
| Austin County | 31 | 26 | 0 | 0.0% |
| Medina County | 9 | 6 | 0 | 0.0% |
| Atascosa County | 5 | 5 | 0 | 0.0% |
| Galveston County | 4 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 466 applications in 2025, of which 381 were originated and 17 denied.
3.7% of all applications, or 4.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Stone Meadow Lending originated in Texas in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Stone Meadow Lending's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology