Stock Yards Bank & Trust in Ohio vs the state
11.1%Denial rate-6.58 pts vs state
12.6%Decision denial rate-9.30 pts vs state
74.5%Origination rate+14.61 pts vs state
6.12%Median rate-0.76 pts vs state
-1.13Rate spread (pts)-1.52 pts vs state
$126kMedian applicant income
114Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 137 | 106 | 13.1% | 6.74% | #261 |
| 2024 | 115 | 84 | 10.4% | 6.99% | #290 |
| 2025 | 153 | 114 | 11.1% | 6.12% | #270 |
What Stock Yards Bank & Trust lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Stock Yards Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 112 | 86 | 11 | 9.8% |
| Warren County | 14 | 10 | 2 | 14.3% |
| Butler County | 10 | 8 | 1 | 10.0% |
| Clermont County | 7 | 3 | 2 | 28.6% |
| Montgomery County | 4 | 3 | 1 | 25.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
| Portage County | 2 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Highland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 153 applications in 2025, of which 114 were originated and 17 denied.
11.1% of all applications, or 12.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Stock Yards Bank & Trust originated in Ohio in 2025 was 6.12%, against a statewide median of 6.88%.
About this data. Figures are Stock Yards Bank & Trust's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology