Stifel Bank and Trust · Washington · 2025

Stifel Bank and Trust in Washington: approval rate, denial rate and rates (2025)

Stifel Bank and Trust took 81 mortgage applications in Washington in 2025, ranking #259 of 822 lenders active in the state. It originated 90.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

81Applicationsin WA
0.0%Decision denial ratestate 19.5%
6.13%Median ratestate 6.63%
$535,000Median loanstate $335,000
$56MVolume17 counties

Stifel Bank and Trust in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
90.1%Origination rate+29.06 pts vs state
6.13%Median rate-0.50 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$250kMedian applicant income
73Loans originated
0Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202366630.0%6.25%#251
202460513.3%6.63%#267
202581730.0%6.13%#259

What Stifel Bank and Trust lends in Washington

By loan purpose

Home purchase 40 49% · 0.0% denied
Refinance 9 11% · 0.0% denied
Cash-out refinance 5 6% · 0.0% denied
Other / HELOC 27 33% · 0.0% denied

By loan type

Conventional 79 98% · 0.0% denied
VA 2 2% · 0.0% denied

Where in Washington

Counties with the most Stifel Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 28260 0.0%
Pierce County 11110 0.0%
Island County 860 0.0%
Snohomish County 770 0.0%
Spokane County 550 0.0%
Clark County 440 0.0%
Whatcom County 320 0.0%
Chelan County 330 0.0%
Thurston County 210 0.0%
Okanogan County 220 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 81 applications in 2025, of which 73 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Stifel Bank and Trust originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology