Stifel Bank and Trust in Texas vs the state
1.9%Denial rate-17.53 pts vs state
2.0%Decision denial rate-22.87 pts vs state
89.9%Origination rate+34.99 pts vs state
6.00%Median rate-0.50 pts vs state
-0.04Rate spread (pts)-0.23 pts vs state
$308kMedian applicant income
142Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 122 | 2.1% | 5.75% | #484 |
| 2024 | 132 | 117 | 1.5% | 6.13% | #496 |
| 2025 | 158 | 142 | 1.9% | 6.00% | #461 |
What Stifel Bank and Trust lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 37 | 35 | 1 | 2.7% |
| Harris County | 24 | 20 | 1 | 4.2% |
| Travis County | 14 | 10 | 0 | 0.0% |
| Denton County | 12 | 12 | 0 | 0.0% |
| Tarrant County | 11 | 10 | 0 | 0.0% |
| Collin County | 9 | 7 | 1 | 11.1% |
| Montgomery County | 7 | 7 | 0 | 0.0% |
| Taylor County | 6 | 6 | 0 | 0.0% |
| McLennan County | 6 | 5 | 0 | 0.0% |
| Brazos County | 4 | 4 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 158 applications in 2025, of which 142 were originated and 3 denied.
1.9% of all applications, or 2.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Stifel Bank and Trust originated in Texas in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology