Stifel Bank and Trust in Mississippi vs the state
2.9%Denial rate-20.06 pts vs state
3.1%Decision denial rate-25.32 pts vs state
85.7%Origination rate+32.84 pts vs state
6.00%Median rate-0.75 pts vs state
0.03Rate spread (pts)-0.30 pts vs state
$208kMedian applicant income
30Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 17 | 0.0% | 6.00% | #233 |
| 2024 | 29 | 29 | 0.0% | 6.25% | #203 |
| 2025 | 35 | 30 | 2.9% | 6.00% | #195 |
What Stifel Bank and Trust lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette County | 10 | 10 | 0 | 0.0% |
| Lauderdale County | 5 | 3 | 0 | 0.0% |
| Jackson County | 4 | 4 | 0 | 0.0% |
| Lowndes County | 4 | 3 | 0 | 0.0% |
| Lee County | 3 | 3 | 0 | 0.0% |
| Harrison County | 2 | 0 | 1 | 50.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Stone County | 1 | 1 | 0 | 0.0% |
| Chickasaw County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 35 applications in 2025, of which 30 were originated and 1 denied.
2.9% of all applications, or 3.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Stifel Bank and Trust originated in Mississippi in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology