Stifel Bank and Trust in Arkansas vs the state
4.8%Denial rate-13.43 pts vs state
5.0%Decision denial rate-18.13 pts vs state
90.5%Origination rate+33.65 pts vs state
6.25%Median rate-0.38 pts vs state
0.01Rate spread (pts)-0.33 pts vs state
$174kMedian applicant income
19Loans originated
1Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 17 | 0.0% | 5.75% | #282 |
| 2024 | 26 | 21 | 0.0% | 6.50% | #249 |
| 2025 | 21 | 19 | 4.8% | 6.25% | #283 |
What Stifel Bank and Trust lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 4 | 4 | 0 | 0.0% |
| Pulaski County | 3 | 3 | 0 | 0.0% |
| Saline County | 3 | 3 | 0 | 0.0% |
| Garland County | 2 | 1 | 1 | 50.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Crittenden County | 1 | 1 | 0 | 0.0% |
| Conway County | 1 | 1 | 0 | 0.0% |
| Lonoke County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Ouachita County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 21 applications in 2025, of which 19 were originated and 1 denied.
4.8% of all applications, or 5.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Stifel Bank and Trust originated in Arkansas in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology