Stg Mortgage in Texas vs the state
9.1%Denial rate-10.36 pts vs state
14.5%Decision denial rate-10.43 pts vs state
50.7%Origination rate-4.16 pts vs state
6.50%Median rate0.00 pts vs state
0.46Rate spread (pts)+0.27 pts vs state
$115kMedian applicant income
246Loans originated
44Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 36 | 3.6% | 7.50% | #587 |
| 2024 | 191 | 96 | 6.8% | 6.63% | #413 |
| 2025 | 485 | 246 | 9.1% | 6.50% | #263 |
What Stg Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Stg Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 58 | 37 | 5 | 8.6% |
| Travis County | 57 | 36 | 3 | 5.3% |
| Harris County | 46 | 25 | 8 | 17.4% |
| Bexar County | 40 | 23 | 4 | 10.0% |
| Hays County | 32 | 17 | 3 | 9.4% |
| Cameron County | 28 | 9 | 0 | 0.0% |
| Tarrant County | 25 | 8 | 5 | 20.0% |
| Dallas County | 22 | 6 | 5 | 22.7% |
| Bastrop County | 14 | 6 | 1 | 7.1% |
| Collin County | 14 | 5 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 485 applications in 2025, of which 246 were originated and 44 denied.
9.1% of all applications, or 14.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Stg Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology