South River Mortgage in Tennessee vs the state
2.8%Denial rate-14.36 pts vs state
6.0%Decision denial rate-15.68 pts vs state
43.5%Origination rate-14.56 pts vs state
6.00%Median rate-0.62 pts vs state
—Rate spread (pts)
$26kMedian applicant income
47Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 62 | 62 | 0.0% | 6.64% | #360 |
| 2025 | 108 | 47 | 2.8% | 6.00% | #308 |
What South River Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 13 | 4 | 0 | 0.0% |
| Shelby County | 13 | 4 | 0 | 0.0% |
| Davidson County | 12 | 3 | 1 | 8.3% |
| Blount County | 4 | 3 | 0 | 0.0% |
| Sullivan County | 4 | 1 | 1 | 25.0% |
| Washington County | 4 | 1 | 0 | 0.0% |
| Knox County | 4 | 4 | 0 | 0.0% |
| Maury County | 4 | 2 | 0 | 0.0% |
| Rutherford County | 4 | 1 | 0 | 0.0% |
| Franklin County | 4 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 108 applications in 2025, of which 47 were originated and 3 denied.
2.8% of all applications, or 6.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans South River Mortgage originated in Tennessee in 2025 was 6.00%, against a statewide median of 6.62%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology