South River Mortgage in Delaware vs the state
0.0%Denial rate-18.16 pts vs state
0.0%Decision denial rate-22.73 pts vs state
37.5%Origination rate-21.69 pts vs state
6.56%Median rate-0.06 pts vs state
—Rate spread (pts)
$20kMedian applicant income
6Loans originated
0Denied
What South River Mortgage lends in Delaware
By loan purpose
By loan type
Where in Delaware
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 12 | 4 | 0 | 0.0% |
| Kent County | 2 | 1 | 0 | 0.0% |
| New Castle County | 2 | 1 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 16 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans South River Mortgage originated in Delaware in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology