Sierra Pacific Mortgage Company in Washington vs the state
6.0%Denial rate-9.63 pts vs state
7.8%Decision denial rate-11.78 pts vs state
69.9%Origination rate+8.84 pts vs state
6.63%Median rate0.00 pts vs state
0.19Rate spread (pts)0.00 pts vs state
$135kMedian applicant income
209Loans originated
18Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 211 | 157 | 6.2% | 6.63% | #152 |
| 2024 | 251 | 197 | 9.2% | 6.63% | #150 |
| 2025 | 299 | 209 | 6.0% | 6.63% | #149 |
What Sierra Pacific Mortgage Company lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spokane County | 75 | 62 | 4 | 5.3% |
| Pierce County | 45 | 28 | 2 | 4.4% |
| Clark County | 36 | 23 | 5 | 13.9% |
| King County | 26 | 17 | 1 | 3.8% |
| Snohomish County | 24 | 16 | 0 | 0.0% |
| Benton County | 23 | 14 | 3 | 13.0% |
| Franklin County | 9 | 6 | 1 | 11.1% |
| Klickitat County | 7 | 4 | 0 | 0.0% |
| Whatcom County | 7 | 7 | 0 | 0.0% |
| Yakima County | 6 | 4 | 1 | 16.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 299 applications in 2025, of which 209 were originated and 18 denied.
6.0% of all applications, or 7.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Sierra Pacific Mortgage Company originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology