Sierra Pacific Mortgage Company in Kansas vs the state
7.3%Denial rate-7.77 pts vs state
8.7%Decision denial rate-9.60 pts vs state
76.4%Origination rate+12.53 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.02 pts vs state
$80kMedian applicant income
368Loans originated
35Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 574 | 444 | 11.3% | 6.63% | #33 |
| 2024 | 643 | 479 | 10.4% | 6.63% | #35 |
| 2025 | 482 | 368 | 7.3% | 6.63% | #56 |
What Sierra Pacific Mortgage Company lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 331 | 263 | 18 | 5.4% |
| Butler County | 60 | 43 | 6 | 10.0% |
| Johnson County | 27 | 18 | 3 | 11.1% |
| Cowley County | 17 | 12 | 3 | 17.6% |
| Harvey County | 11 | 6 | 1 | 9.1% |
| Sumner County | 8 | 5 | 2 | 25.0% |
| Reno County | 7 | 4 | 2 | 28.6% |
| Wyandotte County | 3 | 2 | 0 | 0.0% |
| Barton County | 3 | 3 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 482 applications in 2025, of which 368 were originated and 35 denied.
7.3% of all applications, or 8.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Sierra Pacific Mortgage Company originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology