Self-Help Federal Credit Union in Wisconsin vs the state
19.2%Denial rate+5.22 pts vs state
21.3%Decision denial rate+4.92 pts vs state
69.2%Origination rate+1.08 pts vs state
7.94%Median rate+1.31 pts vs state
1.65Rate spread (pts)+1.53 pts vs state
$57kMedian applicant income
36Loans originated
10Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 21 | 21.2% | 8.25% | #342 |
| 2024 | 41 | 28 | 19.5% | 8.44% | #343 |
| 2025 | 52 | 36 | 19.2% | 7.94% | #330 |
What Self-Help Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Self-Help Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 40 | 27 | 8 | 20.0% |
| Racine County | 4 | 3 | 1 | 25.0% |
| Kenosha County | 4 | 3 | 0 | 0.0% |
| Waukesha County | 3 | 2 | 1 | 33.3% |
| Dane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 52 applications in 2025, of which 36 were originated and 10 denied.
19.2% of all applications, or 21.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Self-Help Federal Credit Union originated in Wisconsin in 2025 was 7.94%, against a statewide median of 6.63%.
About this data. Figures are Self-Help Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology