Select Lending Services in Texas vs the state
9.1%Denial rate-10.34 pts vs state
11.1%Decision denial rate-13.79 pts vs state
70.1%Origination rate+15.25 pts vs state
6.88%Median rate+0.38 pts vs state
0.30Rate spread (pts)+0.11 pts vs state
$232kMedian applicant income
54Loans originated
7Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 7 | 0.0% | 7.49% | #1,015 |
| 2024 | 70 | 42 | 1.4% | 7.38% | #619 |
| 2025 | 77 | 54 | 9.1% | 6.88% | #614 |
What Select Lending Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Select Lending Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 32 | 22 | 3 | 9.4% |
| Dallas County | 12 | 10 | 0 | 0.0% |
| Parker County | 8 | 5 | 1 | 12.5% |
| Denton County | 7 | 3 | 1 | 14.3% |
| Collin County | 4 | 3 | 0 | 0.0% |
| Young County | 3 | 3 | 0 | 0.0% |
| Brown County | 3 | 1 | 2 | 66.7% |
| McLennan County | 1 | 1 | 0 | 0.0% |
| Kaufman County | 1 | 1 | 0 | 0.0% |
| Smith County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 77 applications in 2025, of which 54 were originated and 7 denied.
9.1% of all applications, or 11.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Select Lending Services originated in Texas in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Select Lending Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology