Roundpoint Mortgage Servicing · Ohio · 2025

Roundpoint Mortgage Servicing in Ohio: approval rate, denial rate and rates (2025)

Roundpoint Mortgage Servicing took 46 mortgage applications in Ohio in 2025, ranking #416 of 1,092 lenders active in the state. It originated 50.0% of them and denied 13.0% (20.7% of the applications it decided), against a statewide denial rate of 17.7%.

46Applicationsin OH
20.7%Decision denial ratestate 21.9%
4.63%Median ratestate 6.88%
$190,000Median loanstate $155,000
$4.9MVolume22 counties

Roundpoint Mortgage Servicing in Ohio vs the state

13.0%Denial rate-4.65 pts vs state
20.7%Decision denial rate-1.20 pts vs state
50.0%Origination rate-9.90 pts vs state
4.63%Median rate-2.25 pts vs state
-1.88Rate spread (pts)-2.27 pts vs state
$92kMedian applicant income
23Loans originated
6Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024382513.2%3.50%#435
2025462313.0%4.63%#416

What Roundpoint Mortgage Servicing lends in Ohio

By loan purpose

Home purchase 7 15% · 28.6% denied
Refinance 8 17% · 25.0% denied
Cash-out refinance 17 37% · 5.9% denied
Other / HELOC 14 30% · 7.1% denied

By loan type

Conventional 41 89% · 12.2% denied
FHA 5 11% · 20.0% denied

Why it denied Ohio applicants

Debt-to-income ratio 5 83%
Unverifiable information 1 17%

Where in Ohio

Counties with the most Roundpoint Mortgage Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 930 0.0%
Cuyahoga County 741 14.3%
Summit County 321 33.3%
Hamilton County 320 0.0%
Montgomery County 200 0.0%
Champaign County 211 50.0%
Fairfield County 202 100.0%
Richland County 220 0.0%
Lorain County 210 0.0%
Lucas County 220 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 46 applications in 2025, of which 23 were originated and 6 denied.

13.0% of all applications, or 20.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Roundpoint Mortgage Servicing originated in Ohio in 2025 was 4.63%, against a statewide median of 6.88%.

About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology