Right Start Mortgage in Ohio vs the state
6.7%Denial rate-10.97 pts vs state
8.9%Decision denial rate-13.00 pts vs state
68.9%Origination rate+9.01 pts vs state
6.75%Median rate-0.13 pts vs state
0.68Rate spread (pts)+0.29 pts vs state
$82kMedian applicant income
82Loans originated
8Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 37 | 25 | 8.1% | 6.75% | #436 |
| 2025 | 119 | 82 | 6.7% | 6.75% | #305 |
What Right Start Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Right Start Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfield County | 23 | 18 | 0 | 0.0% |
| Franklin County | 12 | 8 | 2 | 16.7% |
| Stark County | 8 | 5 | 1 | 12.5% |
| Hamilton County | 6 | 5 | 0 | 0.0% |
| Licking County | 6 | 5 | 0 | 0.0% |
| Delaware County | 6 | 5 | 0 | 0.0% |
| Butler County | 5 | 3 | 0 | 0.0% |
| Cuyahoga County | 5 | 3 | 2 | 40.0% |
| Tuscarawas County | 4 | 2 | 0 | 0.0% |
| Perry County | 3 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 119 applications in 2025, of which 82 were originated and 8 denied.
6.7% of all applications, or 8.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Right Start Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology