Right Start Mortgage in Colorado vs the state
6.7%Denial rate-8.96 pts vs state
8.0%Decision denial rate-11.66 pts vs state
75.0%Origination rate+14.98 pts vs state
6.63%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.29 pts vs state
$116kMedian applicant income
45Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 43 | 30 | 2.3% | 6.75% | #309 |
| 2025 | 60 | 45 | 6.7% | 6.63% | #279 |
What Right Start Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Right Start Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 14 | 12 | 1 | 7.1% |
| Arapahoe County | 13 | 8 | 1 | 7.7% |
| Weld County | 9 | 6 | 1 | 11.1% |
| Denver County | 9 | 7 | 1 | 11.1% |
| Jefferson County | 5 | 3 | 0 | 0.0% |
| Douglas County | 5 | 5 | 0 | 0.0% |
| El Paso County | 3 | 3 | 0 | 0.0% |
| Mesa County | 2 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 60 applications in 2025, of which 45 were originated and 4 denied.
6.7% of all applications, or 8.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Right Start Mortgage originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology