ResMac · Arkansas · 2025

ResMac in Arkansas: approval rate, denial rate and rates (2025)

ResMac took 12 mortgage applications in Arkansas in 2025, ranking #321 of 802 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

12Applicationsin AR
0.0%Decision denial ratestate 23.1%
6.38%Median ratestate 6.63%
$210,000Median loanstate $165,000
$2.0MVolume10 counties

ResMac in Arkansas vs the state

0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
83.3%Origination rate+26.50 pts vs state
6.38%Median rate-0.25 pts vs state
0.76Rate spread (pts)+0.42 pts vs state
$90kMedian applicant income
10Loans originated
0Denied

What ResMac lends in Arkansas

By loan purpose

Home purchase 11 92% · 0.0% denied
Cash-out refinance 1 8% · 0.0% denied

By loan type

Conventional 1 8% · 0.0% denied
FHA 8 67% · 0.0% denied
VA 1 8% · 0.0% denied
USDA / RHS 2 17% · 0.0% denied

Where in Arkansas

Counties with the most ResMac applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 310 0.0%
Conway County 110 0.0%
Baxter County 110 0.0%
Dallas County 110 0.0%
Bradley County 110 0.0%
Pike County 110 0.0%
Garland County 110 0.0%
Grant County 110 0.0%
Boone County 110 0.0%
Hot Spring County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 12 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans ResMac originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are ResMac's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology