Reading Co-Operative Bank in New Hampshire vs the state
0.0%Denial rate-16.49 pts vs state
0.0%Decision denial rate-20.27 pts vs state
88.9%Origination rate+27.18 pts vs state
—Median rate
—Rate spread (pts)
$155kMedian applicant income
8Loans originated
0Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 13 | 5.6% | — | #170 |
| 2024 | 5 | 4 | 0.0% | — | #288 |
| 2025 | 9 | 8 | 0.0% | — | #264 |
What Reading Co-Operative Bank lends in New Hampshire
By loan purpose
By loan type
Where in New Hampshire
Counties with the most Reading Co-Operative Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 3 | 3 | 0 | 0.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| Strafford County | 2 | 2 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 9 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Reading Co-Operative Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology