Quorum Federal Credit Union in Utah vs the state
41.1%Denial rate+25.14 pts vs state
42.0%Decision denial rate+22.78 pts vs state
43.2%Origination rate-20.09 pts vs state
8.75%Median rate+2.13 pts vs state
1.64Rate spread (pts)+1.40 pts vs state
$138kMedian applicant income
63Loans originated
60Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 5 | 59.1% | 11.50% | #203 |
| 2024 | 101 | 52 | 34.7% | 9.63% | #132 |
| 2025 | 146 | 63 | 41.1% | 8.75% | #115 |
What Quorum Federal Credit Union lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 40 | 17 | 18 | 45.0% |
| Washington County | 24 | 11 | 11 | 45.8% |
| Tooele County | 16 | 10 | 4 | 25.0% |
| Davis County | 13 | 5 | 6 | 46.2% |
| Wasatch County | 11 | 5 | 5 | 45.5% |
| Utah County | 11 | 2 | 6 | 54.5% |
| Uintah County | 9 | 3 | 2 | 22.2% |
| Weber County | 6 | 4 | 2 | 33.3% |
| Summit County | 4 | 2 | 1 | 25.0% |
| Iron County | 2 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 146 applications in 2025, of which 63 were originated and 60 denied.
41.1% of all applications, or 42.0% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Quorum Federal Credit Union originated in Utah in 2025 was 8.75%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology