Quorum Federal Credit Union in Oregon vs the state
33.2%Denial rate+17.88 pts vs state
34.1%Decision denial rate+14.90 pts vs state
51.9%Origination rate-8.71 pts vs state
8.63%Median rate+1.88 pts vs state
1.45Rate spread (pts)+1.17 pts vs state
$155kMedian applicant income
122Loans originated
78Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 12 | 51.5% | 10.63% | #234 |
| 2024 | 107 | 56 | 36.5% | 9.81% | #155 |
| 2025 | 235 | 122 | 33.2% | 8.63% | #104 |
What Quorum Federal Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 43 | 20 | 13 | 30.2% |
| Washington County | 43 | 21 | 17 | 39.5% |
| Clackamas County | 37 | 20 | 13 | 35.1% |
| Lane County | 23 | 10 | 9 | 39.1% |
| Marion County | 21 | 12 | 6 | 28.6% |
| Jackson County | 17 | 10 | 7 | 41.2% |
| Deschutes County | 8 | 5 | 3 | 37.5% |
| Yamhill County | 7 | 1 | 5 | 71.4% |
| Columbia County | 7 | 4 | 1 | 14.3% |
| Crook County | 4 | 4 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 235 applications in 2025, of which 122 were originated and 78 denied.
33.2% of all applications, or 34.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Quorum Federal Credit Union originated in Oregon in 2025 was 8.63%, against a statewide median of 6.75%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology