Quorum Federal Credit Union in Idaho vs the state
40.8%Denial rate+26.37 pts vs state
43.5%Decision denial rate+25.96 pts vs state
42.9%Origination rate-20.16 pts vs state
8.44%Median rate+1.81 pts vs state
1.08Rate spread (pts)+0.92 pts vs state
$144kMedian applicant income
42Loans originated
40Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 6 | 63.2% | 10.75% | #203 |
| 2024 | 50 | 24 | 38.0% | 9.44% | #145 |
| 2025 | 98 | 42 | 40.8% | 8.44% | #117 |
What Quorum Federal Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 30 | 13 | 11 | 36.7% |
| Canyon County | 15 | 7 | 7 | 46.7% |
| Kootenai County | 15 | 8 | 4 | 26.7% |
| Bonner County | 6 | 2 | 4 | 66.7% |
| Bingham County | 5 | 1 | 2 | 40.0% |
| Blaine County | 4 | 0 | 2 | 50.0% |
| Bonneville County | 3 | 1 | 0 | 0.0% |
| Teton County | 3 | 1 | 2 | 66.7% |
| Latah County | 3 | 2 | 1 | 33.3% |
| Twin Falls County | 3 | 2 | 1 | 33.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 98 applications in 2025, of which 42 were originated and 40 denied.
40.8% of all applications, or 43.5% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Quorum Federal Credit Union originated in Idaho in 2025 was 8.44%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology