Qualstar Credit Union in Washington vs the state
20.6%Denial rate+4.98 pts vs state
23.9%Decision denial rate+4.34 pts vs state
64.2%Origination rate+3.14 pts vs state
6.99%Median rate+0.37 pts vs state
0.90Rate spread (pts)+0.71 pts vs state
$125kMedian applicant income
364Loans originated
117Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 162 | 97 | 13.6% | 6.99% | #175 |
| 2024 | 346 | 290 | 10.7% | 7.38% | #120 |
| 2025 | 567 | 364 | 20.6% | 6.99% | #94 |
What Qualstar Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Qualstar Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 182 | 113 | 43 | 23.6% |
| Snohomish County | 127 | 85 | 20 | 15.7% |
| Pierce County | 123 | 81 | 30 | 24.4% |
| Skagit County | 18 | 15 | 2 | 11.1% |
| Thurston County | 16 | 10 | 4 | 25.0% |
| Kitsap County | 10 | 6 | 4 | 40.0% |
| Yakima County | 7 | 4 | 2 | 28.6% |
| Grant County | 7 | 4 | 3 | 42.9% |
| Grays Harbor County | 7 | 4 | 3 | 42.9% |
| Clark County | 7 | 4 | 1 | 14.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 567 applications in 2025, of which 364 were originated and 117 denied.
20.6% of all applications, or 23.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Qualstar Credit Union originated in Washington in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Qualstar Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology