Provident Funding Associates in Washington vs the state
6.5%Denial rate-9.16 pts vs state
8.8%Decision denial rate-10.73 pts vs state
66.1%Origination rate+5.00 pts vs state
6.38%Median rate-0.25 pts vs state
-0.17Rate spread (pts)-0.36 pts vs state
$167kMedian applicant income
580Loans originated
57Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 602 | 372 | 6.0% | 6.38% | #80 |
| 2024 | 782 | 496 | 5.5% | 6.44% | #71 |
| 2025 | 878 | 580 | 6.5% | 6.38% | #74 |
What Provident Funding Associates lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Provident Funding Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 304 | 198 | 20 | 6.6% |
| Snohomish County | 159 | 116 | 12 | 7.5% |
| Pierce County | 76 | 50 | 5 | 6.6% |
| Spokane County | 75 | 50 | 2 | 2.7% |
| Clark County | 74 | 48 | 4 | 5.4% |
| Thurston County | 22 | 17 | 0 | 0.0% |
| Whatcom County | 19 | 12 | 1 | 5.3% |
| Kitsap County | 19 | 13 | 1 | 5.3% |
| Island County | 17 | 10 | 0 | 0.0% |
| Skagit County | 13 | 8 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 878 applications in 2025, of which 580 were originated and 57 denied.
6.5% of all applications, or 8.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Provident Funding Associates originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Provident Funding Associates's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology