Prosperity Home Mortgage in Ohio vs the state
12.8%Denial rate-4.91 pts vs state
18.0%Decision denial rate-3.89 pts vs state
58.0%Origination rate-1.95 pts vs state
6.25%Median rate-0.63 pts vs state
0.13Rate spread (pts)-0.26 pts vs state
$86kMedian applicant income
204Loans originated
45Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 298 | 158 | 20.8% | 6.69% | #162 |
| 2024 | 297 | 181 | 18.2% | 6.63% | #173 |
| 2025 | 352 | 204 | 12.8% | 6.25% | #177 |
What Prosperity Home Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 95 | 60 | 11 | 11.6% |
| Clermont County | 30 | 20 | 4 | 13.3% |
| Butler County | 23 | 19 | 1 | 4.3% |
| Franklin County | 22 | 10 | 3 | 13.6% |
| Cuyahoga County | 16 | 6 | 1 | 6.3% |
| Montgomery County | 16 | 2 | 2 | 12.5% |
| Warren County | 14 | 8 | 0 | 0.0% |
| Licking County | 11 | 8 | 2 | 18.2% |
| Stark County | 10 | 6 | 1 | 10.0% |
| Fairfield County | 10 | 8 | 2 | 20.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 352 applications in 2025, of which 204 were originated and 45 denied.
12.8% of all applications, or 18.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Prosperity Home Mortgage originated in Ohio in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology