Primeway Federal Credit Union in Texas vs the state
23.0%Denial rate+3.57 pts vs state
33.2%Decision denial rate+8.30 pts vs state
44.1%Origination rate-10.80 pts vs state
7.70%Median rate+1.20 pts vs state
1.39Rate spread (pts)+1.19 pts vs state
$85kMedian applicant income
320Loans originated
167Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 349 | 266 | 18.6% | 7.49% | #301 |
| 2024 | 324 | 236 | 20.7% | 7.89% | #312 |
| 2025 | 726 | 320 | 23.0% | 7.70% | #209 |
What Primeway Federal Credit Union lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Primeway Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 504 | 220 | 118 | 23.4% |
| Fort Bend County | 147 | 74 | 26 | 17.7% |
| Brazoria County | 30 | 13 | 9 | 30.0% |
| Montgomery County | 17 | 4 | 5 | 29.4% |
| Liberty County | 4 | 0 | 1 | 25.0% |
| Galveston County | 4 | 1 | 1 | 25.0% |
| Hidalgo County | 2 | 1 | 1 | 50.0% |
| Burleson County | 2 | 0 | 0 | 0.0% |
| Chambers County | 2 | 1 | 1 | 50.0% |
| Austin County | 2 | 1 | 1 | 50.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 726 applications in 2025, of which 320 were originated and 167 denied.
23.0% of all applications, or 33.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Primeway Federal Credit Union originated in Texas in 2025 was 7.70%, against a statewide median of 6.50%.
About this data. Figures are Primeway Federal Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology