Primelending, a Plainscapital in Washington vs the state
3.6%Denial rate-12.09 pts vs state
4.2%Decision denial rate-15.30 pts vs state
74.9%Origination rate+13.84 pts vs state
6.49%Median rate-0.13 pts vs state
0.16Rate spread (pts)-0.02 pts vs state
$115kMedian applicant income
716Loans originated
34Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 682 | 493 | 3.7% | 6.63% | #74 |
| 2024 | 805 | 617 | 3.7% | 6.63% | #68 |
| 2025 | 956 | 716 | 3.6% | 6.49% | #66 |
What Primelending, a Plainscapital lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 272 | 225 | 4 | 1.5% |
| Franklin County | 121 | 98 | 2 | 1.7% |
| Snohomish County | 111 | 80 | 1 | 0.9% |
| Yakima County | 48 | 38 | 2 | 4.2% |
| Pierce County | 48 | 36 | 4 | 8.3% |
| Lewis County | 44 | 28 | 2 | 4.5% |
| Kitsap County | 41 | 29 | 5 | 12.2% |
| King County | 39 | 24 | 5 | 12.8% |
| Chelan County | 35 | 22 | 1 | 2.9% |
| Island County | 29 | 21 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 956 applications in 2025, of which 716 were originated and 34 denied.
3.6% of all applications, or 4.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Primelending, a Plainscapital originated in Washington in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology