Primelending, a Plainscapital in Montana vs the state
2.4%Denial rate-12.45 pts vs state
2.7%Decision denial rate-16.00 pts vs state
78.7%Origination rate+16.69 pts vs state
6.63%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.03 pts vs state
$133kMedian applicant income
166Loans originated
5Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 172 | 133 | 1.7% | 6.75% | #35 |
| 2024 | 166 | 123 | 1.8% | 6.63% | #47 |
| 2025 | 211 | 166 | 2.4% | 6.63% | #48 |
What Primelending, a Plainscapital lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Missoula County | 125 | 100 | 1 | 0.8% |
| Ravalli County | 17 | 13 | 1 | 5.9% |
| Gallatin County | 16 | 11 | 2 | 12.5% |
| Lake County | 6 | 4 | 1 | 16.7% |
| Lewis and Clark County | 5 | 5 | 0 | 0.0% |
| Park County | 5 | 2 | 0 | 0.0% |
| Deer Lodge County | 4 | 3 | 0 | 0.0% |
| Mineral County | 4 | 4 | 0 | 0.0% |
| Yellowstone County | 3 | 2 | 0 | 0.0% |
| Cascade County | 3 | 2 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 211 applications in 2025, of which 166 were originated and 5 denied.
2.4% of all applications, or 2.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Primelending, a Plainscapital originated in Montana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology