Presidential Bank in Washington vs the state
4.0%Denial rate-11.65 pts vs state
5.0%Decision denial rate-14.54 pts vs state
76.0%Origination rate+14.94 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.21 pts vs state
$150kMedian applicant income
19Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 4 | 0.0% | 6.69% | #525 |
| 2025 | 25 | 19 | 4.0% | 6.63% | #364 |
What Presidential Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Presidential Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 11 | 6 | 1 | 9.1% |
| King County | 5 | 5 | 0 | 0.0% |
| Pierce County | 3 | 2 | 0 | 0.0% |
| Cowlitz County | 2 | 2 | 0 | 0.0% |
| Chelan County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 1 | 0 | 0.0% |
| Kittitas County | 1 | 1 | 0 | 0.0% |
| Kitsap County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 25 applications in 2025, of which 19 were originated and 1 denied.
4.0% of all applications, or 5.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Presidential Bank originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Presidential Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology