Premia Mortgage, LLC DBA Premia Relocation Mortgage · Texas · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Texas: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 332 mortgage applications in Texas in 2025, ranking #324 of 1,568 lenders active in the state. It originated 76.8% of them and denied 3.9% (4.8% of the applications it decided), against a statewide denial rate of 19.4%.

332Applicationsin TX
4.8%Decision denial ratestate 24.9%
6.13%Median ratestate 6.50%
$430,000Median loanstate $245,000
$120MVolume55 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Texas vs the state

3.9%Denial rate-15.51 pts vs state
4.8%Decision denial rate-20.12 pts vs state
76.8%Origination rate+21.93 pts vs state
6.13%Median rate-0.38 pts vs state
-0.17Rate spread (pts)-0.36 pts vs state
$186kMedian applicant income
255Loans originated
13Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234223362.6%6.13%#278
20243963262.5%6.13%#282
20253322553.9%6.13%#324

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Texas

By loan purpose

Home purchase 324 98% · 3.7% denied
Refinance 8 2% · 12.5% denied

By loan type

Conventional 270 81% · 3.3% denied
FHA 22 7% · 9.1% denied
VA 40 12% · 5.0% denied

Why it denied Texas applicants

Debt-to-income ratio 7 54%
Unverifiable information 3 23%
Collateral 2 15%
Other 1 8%

Where in Texas

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 55471 1.8%
Collin County 28230 0.0%
Montgomery County 26140 0.0%
Fort Bend County 26182 7.7%
Tarrant County 22160 0.0%
Bexar County 18150 0.0%
Midland County 15141 6.7%
Denton County 1591 6.7%
Dallas County 1182 18.2%
Galveston County 1091 10.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 332 applications in 2025, of which 255 were originated and 13 denied.

3.9% of all applications, or 4.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology