Portage Community Bank in Ohio vs the state
5.5%Denial rate-12.19 pts vs state
6.0%Decision denial rate-15.86 pts vs state
84.5%Origination rate+24.57 pts vs state
6.63%Median rate-0.25 pts vs state
0.25Rate spread (pts)-0.14 pts vs state
$99kMedian applicant income
261Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 305 | 261 | 4.9% | — | #157 |
| 2024 | 269 | 213 | 8.2% | — | #181 |
| 2025 | 309 | 261 | 5.5% | 6.63% | #187 |
What Portage Community Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Portage Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Portage County | 152 | 128 | 12 | 7.9% |
| Summit County | 86 | 73 | 3 | 3.5% |
| Stark County | 28 | 23 | 1 | 3.6% |
| Mahoning County | 9 | 9 | 0 | 0.0% |
| Cuyahoga County | 7 | 6 | 0 | 0.0% |
| Geauga County | 5 | 4 | 0 | 0.0% |
| Trumbull County | 5 | 3 | 1 | 20.0% |
| Medina County | 3 | 3 | 0 | 0.0% |
| Ashtabula County | 3 | 3 | 0 | 0.0% |
| Seneca County | 2 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 309 applications in 2025, of which 261 were originated and 17 denied.
5.5% of all applications, or 6.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Portage Community Bank originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Portage Community Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology