PNC Bank in Kansas vs the state
33.7%Denial rate+18.70 pts vs state
43.2%Decision denial rate+24.90 pts vs state
44.4%Origination rate-19.44 pts vs state
6.99%Median rate+0.37 pts vs state
0.20Rate spread (pts)-0.10 pts vs state
$118kMedian applicant income
75Loans originated
57Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 154 | 68 | 20.8% | 8.51% | #102 |
| 2024 | 147 | 82 | 18.4% | 7.19% | #118 |
| 2025 | 169 | 75 | 33.7% | 6.99% | #114 |
What PNC Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 70 | 35 | 24 | 34.3% |
| Sedgwick County | 21 | 9 | 4 | 19.0% |
| Wyandotte County | 11 | 5 | 4 | 36.4% |
| Douglas County | 9 | 6 | 2 | 22.2% |
| Leavenworth County | 6 | 2 | 2 | 33.3% |
| Shawnee County | 6 | 1 | 4 | 66.7% |
| Miami County | 4 | 2 | 1 | 25.0% |
| Sheridan County | 3 | 1 | 1 | 33.3% |
| Finney County | 3 | 0 | 0 | 0.0% |
| Neosho County | 2 | 0 | 1 | 50.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 169 applications in 2025, of which 75 were originated and 57 denied.
33.7% of all applications, or 43.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans PNC Bank originated in Kansas in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology